The TD Aeroplan Infinite Visa is a Visa Infinite travel card that focuses on maximizing the value of Aeroplan points and delivering practical travel perks. It is aimed at people who want strong redemption value—especially for flights—and benefits tied to Air Canada and Star Alliance partners.
Key specs & welcome bonus
Core details to know:
- Annual fee: Approximately $140 (commonly waived for the first year as a signup incentive).
- Additional cardholder fee: Around $75.
- Card type: Visa Infinite.
- Primary redemption currency: Aeroplan points (redeemable with Air Canada and Star Alliance partners).
Welcome bonus (time-limited at posting)
The card features a strong limited-time welcome offer. The typical structure includes:
- 10,000 Aeroplan points after the first purchase.
- An additional 20,000 Aeroplan points after spending $1,500 within the first 90 days.
- A further 20,000 Aeroplan points after spending $7,500 within 12 months (credited at the end of the 12-month period).
Combined, these bonuses can provide significant redemption value, with the total promotional offer typically amounting to roughly $1,400 in potential travel rewards during the campaign period.
Why he switched: TD Aeroplan vs TD First Class Travel
The TD First Class Travel card may initially appeal to users due to its flexibility—allowing redemptions via Expedia for hotels, flights, and packages. However, the opportunity cost of using TD Rewards points through Expedia can be significantly higher compared to Aeroplan redemptions, particularly for long-haul flights or premium cabin bookings.
Key distinctions:
- Redemption value: Aeroplan points generally deliver a higher cents-per-point value, especially for flight redemptions and premium cabin bookings. The creator shared community estimates suggesting Aeroplan points can be worth roughly 1.8 cents per point, while TD Rewards points redeemed via Expedia may be closer to 0.5 cents per point.
- Redemption partners: Aeroplan points are usable across Star Alliance partners and not limited to Air Canada alone, which increases routing and award availability options.
- Perk focus: Aeroplan cards prioritize flight-related perks (baggage, redemption sweet spots, partner availability) rather than the general travel booking credit model of some other cards.
Main perks that made the difference
Several Aeroplan-specific perks enhance the card’s overall value:
- Higher redemption value for flights: Provides better value extraction, particularly on long-haul and premium cabin awards.
- Star Alliance redemptions: Offers flexibility to redeem points with partner airlines, which is important for finding sweet spots and routing options.
- First checked bag free: The primary cardholder, additional cardholders, and up to eight travel companions on the same reservation receive their first checked bag free on Air Canada flights, resulting in notable savings given current baggage fees.
- NEXUS rebate: Includes a NEXUS application rebate, saving time at the border and proving especially valuable for frequent land or sea cross-border travelers.
Pros and cons
Pros
- Better cent-per-point value for flight redemptions—especially for long-haul and premium cabins.
- Redeemable across Star Alliance partners (not limited to Air Canada).
- Useful travel perks: first checked bag free for multiple travellers, NEXUS rebate, Visa Infinite protections.
- Strong welcome bonus potential that can meaningfully accelerate point earnings.
Cons
- Annual fee (though commonly waived for the first year).
- Some bonus thresholds (e.g., the additional 20,000 points after $7,500 in 12 months) are credited only at the end of the 12-month period, which affects immediate availability.
- Those who prefer cash-back style booking credits or frequent hotel-only bookings via OTA portals might find different cards more convenient.
Who this card is best for
The TD Aeroplan Infinite Visa is a great fit for:
- Travelers who primarily value flights—especially long-haul or premium cabin travel—and want to maximize cents-per-point value.
- People who fly Air Canada or Star Alliance partners and want flexibility in award routing.
- Families or groups who benefit from the first-checked-bag free perk across multiple passengers on one booking.
- Canadians who cross the border frequently by land or sea and can take advantage of a NEXUS rebate.