Standard Bank is renowned for its comprehensive range of financial products and services, catering to a diverse clientele. With a strong presence across Africa and a commitment to innovation, the bank offers credit cards designed to meet varying financial goals and lifestyles. From budget-friendly options to premium cards with exclusive perks, Standard Bank aims to provide value and convenience to its customers.
Gold Credit Card

The Gold Credit Card is the entry-level offering from Standard Bank, positioned as a budget-friendly option for those seeking basic credit card benefits. This card is ideal for individuals who need a straightforward financial tool without the frills of premium cards. Let’s explore what makes this card a valuable choice for everyday use.
- Cashback and Rewards: Earn up to 10% cashback on purchases made through Booking.com, enhancing the value of your travel expenses.
- Dining and Shopping Discounts: Enjoy exclusive price specials on dining and leisure activities, making your outings more affordable.
- ProGifts Savings: Get 10% off when you spend 300 rands or more, adding value to your gifting experiences.
- Flexible Payment Options: Benefit from a 3% minimum repayment and automatic payment options, ensuring financial flexibility.
The Gold Credit Card offers enticing travel benefits that cater to frequent travelers and occasional vacationers alike:
- Flight Discounts: Save up to 20% on Emirates flights, making international travel more accessible.
- Basic Travel Insurance: Enjoy peace of mind with automatic travel insurance coverage, ensuring you’re protected on your journeys.
- Luggage and Car Rentals: Receive a 10% discount on hard and soft shell luggage, and up to 20% off car rentals with Avis.
- Priceless Cities Program: Access unique experiences and offers in cities globally, enriching your travel adventures.
Titanium Credit Card

The Titanium Credit Card is Standard Bank’s mid-tier offering, providing a balance between affordability and exclusive benefits. This card is designed for individuals with a more active lifestyle, offering enhanced perks and rewards that cater to both everyday and travel-related expenses.
- Increased Rewards: Like the Gold card, earn up to 10% cashback on Booking.com, with additional travel discounts and insurance benefits.
- Complimentary Lounge Access: Enjoy six complimentary visits to Bidvest Premier lounges and the Standard Bank affluent lounge at Lanseria Airport, enhancing your travel comfort.
- Enhanced Lifestyle Benefits: Shop at over 100,000 US retailers with shipping discounts, and enjoy special offers on fitness subscriptions and more.
With a monthly fee of 89 rands, the Titanium Credit Card requires a minimum income of 25,000 rands, making it a suitable choice for those seeking a card with more robust features without stepping into the premium tier.
The Titanium Credit Card from Standard Bank offers a host of benefits that cater to both everyday spending and travel enthusiasts. This mid-tier card provides a sweet spot for those looking to enjoy more than the basic features of the Gold Card without stepping into the premium category.
- Complimentary Lounge Access: Enjoy six complimentary visits to Bidvest Premier lounges and the Standard Bank Affluent Lounge at Lanseria Airport, providing a relaxing environment before departures.
- Travel Discounts: Save up to 20% on Emirates flights and car rentals with Avis, making your international trips more affordable.
- Travel Insurance: Receive basic travel insurance coverage to ensure peace of mind while exploring new destinations.
- US Retail Shopping: Access over 100,000 US retailers with shipping discounts, expanding your shopping horizons.
- Fitness Subscriptions: Avail special offers on fitness subscriptions, helping you stay active and healthy.
- Increased Cashback: Earn up to 10% cashback on Booking.com, enhancing the value of your travel bookings.
Platinum Credit Card

Stepping up to the Platinum Credit Card brings a world of exclusive benefits and premium features. This card is tailored for individuals who seek luxury and convenience in their financial products, with a focus on travel and lifestyle perks.
The Platinum Credit Card offers an array of advantages that cater to a discerning clientele:
- Increased Lounge Access: Enjoy 12 complimentary visits per year to Bidvest lounges, ensuring comfort during your travels.
- ATM Robbery Insurance: Benefit from coverage in case of forced ATM withdrawals, adding a layer of security to your transactions.
- Always-On WiFi: Stay connected with complimentary WiFi access, perfect for frequent travelers and business professionals.
- Purchase Protection: Swipe with confidence knowing your purchases are protected against theft or damage.
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