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The Private Clients Credit Card steps up the exclusivity, but at a cost. Interestingly, this card does not offer the 2% cashback feature found in the Premier card, despite its higher price.

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Instead, it offers 20 complimentary domestic Slow Lounge visits, with the potential for 12 more if booked through eBucks travel. This could be beneficial for those who travel frequently within the country. However, the lack of cashback rewards might make this card less appealing to those not taking advantage of the lounge visits.